Insurance
Insurance is filed and accepted for Sanford, Health Partners, and many Blue Cross Blue Shield plans.
Unsure about insurance coverage? Inquire with your insurance company giving them my full name and credentials: Debberlee Fetting, M.Ed., LPCC; licensed in the states of North Dakota and Minnesota. Questions for your insurance provider:
- Does my health insurance plan include mental health benefits?
- Do I have a deductible? If so, what is it, and how much will I need to pay until it is met?
- Does my plan limit how many mental health sessions per calendar year I can have? If so, what is the limit?
- Do I need written approval from my primary care physician for mental health services to be covered?
- Is Deb Fetting, LPCC an In-Network, or Out-Of-Network provider? What percentage of mental health services would be covered?
- If I want to file my own insurance claims with Deb as an Out-Of-Network provider how do I do that?
- Does my coverage include telehealth visits with this mental health provider? If so, are there limits to the coverage, and does that coverage expire?
Self Pay
For self-pay clients, the session is paid at the time of the appointment with cash, check, credit card, or Health Spending Account (HSA).
